Quick and Easy Guide to Investing for Retirement

November 21, 2008

Quick and Easy Guide to Investing for Retirement

Take the money and run: the Washington Post’s generous buyout–sorry, Voluntary Retirement Incentive Program–was the classic offer that was too good to … An article from: American Journalism Review

November 21, 2008

Take the money and run: the Washington Post’s generous buyout–sorry, Voluntary Retirement Incentive Program–was the classic offer that was too good to … An article from: American Journalism Review This digital document is an article from American Journalism Review, published by University of Maryland on April 1, 2004. The length of the article is 4009 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Take the money and run: the Washington Post’s generous buyout–sorry, Voluntary Retirement Incentive Program–was the classic offer that was too good to refuse. Fifty-six journalists, star writers and columnists among them, headed for the exits. Great for them, but what, if anything, does the loss of all that talent and institutional memory mean for the readers?
Author: Lori Robertson
Publication: American Journalism Review (Refereed)
Date: April 1, 2004
Publisher: University of Maryland
Volume: 28 Issue: 2 Page: 46(6)

Distributed by Thomson Gale

ACHIEVING A MEANINGFUL RETIREMENT: A Common-sense Approach to Planning for Retirement and Beyond

November 21, 2008

ACHIEVING A MEANINGFUL RETIREMENT: A Common-sense Approach to Planning for Retirement and Beyond As the baby boomers approach retirement, many are searching for ideas that will assist them in preparing for the rest of their lives. Should they wait until retirement is upon them, or should they begin preparing today? Remembering that you may live well into your 80′s and 90′s, you want to be prepared to follow a course that you yourself chart. It seems the only sensible thing to do. If you are a working adult, there are aspects of your retirement that you should be planning for now. How will you be able to pay for your needs and wants during the final 1/3 of your life? It would also be prudent to nurture a healthy body and mind. Being knowledgeable about healthy eating habits and practicing them is certainly a good place to start. Are you making exercise and fitness a lifelong priority? The earlier that you begin to eat well and exercise, the greater will be the expectation of a longer and more fulfilling retirement. Your pre-retirement years are usually goal-oriented. Your career requires you to meet goals that are set for you or by you. You also take on a variety of challenges. It is by meeting or excelling in your goals and challenges that you are motivated to move forward. You flourish when you feel a sense of achievement. In retirement, you will also have the need for personal goals and challenges. Having the freedom to choose them, along with the element of flexibility to achieve them, will be especially rewarding. Your transition into retirement will impact you socially and emotionally as well. You will have many choices to make. Some of those choices will be for a time when you are active and healthy. Others will ensure that your final days are dealt with in a manner of your choosing.

Growing into Fullness Enjoying Retirement and Old Age

November 21, 2008

Growing into Fullness Enjoying Retirement and Old Age

Can You Say a Few Words?: How to Prepare and Deliver Award Presentations, Dedications, Eulogies and Prayers, Introductions, Retirements and Farewells, … Birthday, Anniversary Toasts, and More.

November 21, 2008

Can You Say a Few Words?: How to Prepare and Deliver Award Presentations, Dedications, Eulogies and Prayers, Introductions, Retirements and Farewells, … Birthday, Anniversary Toasts, and More. You need to prepare for tough questions in a job interview * Your alma mater asks you to say a few words at an upcoming fundraising dinner * You’ve won an employee award and will have to give a short acceptance speech at the ceremony * Your parents are celebrating their 50th anniversary, and you’d like to make a toast at their partyEveryone’s counting on you to sound polished, to be prepared, to speak with savvy-in short, to give a speech that’s as memorable as the occasion itself.Don’t dread these invitations to speak.Instead, learn to prepare clear, concise, and engaging speeches that will live up to your audience’s expectations and match the mood of the occasion.Award-winning corporate speechwriter Joan Detz offers solid advice for tackling this nerve-wracking task-with pointers, tips, and trade secrets that will help you make the most of every speaking opportunity.Clearly written and fun to read, this invaluable guide provides all the practical advice and encouragement you need to deliver a winning speech.* Anniversaries * Awards * Birthdays * Building Dedications * Children’s Groups * Commencements * Eulogies * Farewells * Fund-raising * Honorary Degrees * Impromptu Speeches * Introducing Speakers * Master of Ceremonies * Meetings * Panel Presentations * Patriotic Ceremonies * Prayers * Question-and-Answer Sessions * Retirement Tributes * Sales/Information Booths * Sports Banquets * Substitute Speaking * Toasts Words of Welcome
Customer Review: FEW WORDS
I AM NOT FINDING THIS BOOK AS HELPFUL AS I THOUGHT I WOULD.
Customer Review: Can You Say A Few Words?
This book is well written (in easy-to-use segments) and it’s loaded with really practical information. You’ll get great advice that’s truly useful – whether you have to speak at a meeting, present an award, give a eulogy, make a wedding toast, whatever. In particular, the section on ‘handling tough questions’ is worth its weight in gold (it’s perfect for anyone facing a job interview!).

Also, the book has a huge section on ‘overcoming nervousness’. I’ve never seen such helpful information in any other public speaking book.

Retire Early Sleep Well: A practical guide to modern portfolio theory, asset allocation and retirement planning in plain english, Second Edition

November 18, 2008

Retire Early Sleep Well: A practical guide to modern portfolio theory, asset allocation and retirement planning in plain english, Second Edition Retire Early Sleep Well is a concise yet thorough guide to modern portfolio theory, asset allocation and retirement planning for young and old. This newly revised and expanded second edition provides updated information about asset and portfolio performance; and a substantially expanded discussion of asset allocation. Very popular in its first edition, Retire Early Sleep Well is widely recommended to both experienced and beginning investors of all ages. Its straight-to-the-point, plain english style distills complex topics into their essentials, and its practical advice is easy to follow.
Customer Review: If I could only read one book on investments this would be it
This book clearly and concisely explains modern portfolio theory and how to apply it to your specific case. The chapters are short, which is great, since it allows you to focus and digest the material. There is plenty of supporting material and rationale on why this strategy has worked in the past and should continue to work in the future. The author puts forth a great argument for implementing a modern portfolio that can be tailored toward an individual’s taste. You can select a portfolio that consists of only 4 mutual funds or portfolios with 20+ funds. The emphasis is on index fund investing which drastically reduces your operating expenses. The material provided is immediately actionable, the author tells you the exact funds that can be used to construct your portfolio.
I have read dozens of books on personal finance and investing. I am positive if I had read this book first and implemented its ideas from the start of my investing career (20+ years)I’d be better off financially today. I consider myself a successful investor as is, but this book would have significantly increased my portfolio’s performance.
Customer Review: Lives Up To It’s Name
This book absolutely lives up to it’s name. In only 100 well-written pages it clearly presents the proven facts about how to invest in order to optimally decrease risk and increase return. I have a Master’s degree in Financial Economics and it took me years to appreciate this important information. Every investor should read this short book. If you follow its guidance, then you too will be able to retire earlier and sleep better.

The Dividend Growth Investment Strategy: How to Keep Your Retirement Income Doubling Every Five Years

November 18, 2008

The Dividend Growth Investment Strategy: How to Keep Your Retirement Income Doubling Every Five Years In 1944 Anne Scheiber, a lifelong federal employee whose income never surpassed $3,150 a year–yes, the figure is correct!–invested $5,000 in blue-chip stocks. When she died in 1995 her stocks were worth $22 million–that figure is also correct!–and she was receiving an annual income of over $1 million in dividends from them. The Dividend Growth Investment Strategy tells how she did it and how others can invest long-term in stock for retirement income.

Over half of all Americans have money in the stock market, most of it in mutual funds. But most mutual funds underperform the stock market, and they are taxed. The taxes and fees destroy compounding of investments and diminish the retirement nest egg. Anne Scheiber’s method, the Dividend Growth Investment Strategy (DGIS), beats the mutual fund in returns fivefold after thirty years, though both approaches achieve 14 percent annual growth.

This book examines and compares the various investment strategies of stocks, bonds, and mutual funds and shows in hard figures why DGIS is the better investment strategy. The DGIS maximizes growth of the nest egg while producing income that doubles every five years. It also minimizes anxiety over market downturns and inflation because investors can ride the market “roller coaster” by keeping their capital growing, while riding the stock market “escalator” through dividend growth returns, all the while avoiding taxes on their dividends.

To help the investor choose stocks, company fundamentals are discussed along with suggestions on how to research them and what materials to use.
Customer Review: Unfortunately, very disappointing
I’d been looking forward to reading this book for some time based on reading a few of the reviews that had been circulating on ‘The Dividend Growth Investment Strategy’ by Roxann Klugman. But after reading it I was very disappointed for a couple of reasons in particular.

i) The book effectively finishes 122pages in (of a 290 page book) when you come across the Appendices.

Nothing new or revolutionary is introduced in this book and there’s quite a few quotes used to support her point of view from investment leaders such as Warren Buffett. Which is fine if you’re got something to add or a particular point of view, but this book is a little ‘me too’. Much of the content has already been covered (in a more comprehensive fashion) in other ‘value investing’ titles. That’s not to say the premise of dividend growth investing is invalid (it’s not) – but you’re likely to finish with more questions than you started with.

ii) The first 122 pages really felt like an introduction – but there’s not much depth to the book.

In all fairness, the book is written well in a down to Earth fashion; problem is, is that there’s just no depth to the content and when you get to the appendices you feel ripped-off because all the momentum Roxann Klugman builds in earlier chapters ends abruptly. Leaving you with 100+ pages of outdated data on a few selected companies.

There’s not really anyone I would recommend this book to. If you’re a beginning investor then there are better books available that are more comprehensive and you’ll find yourself keeping as a reference. If you’ve been investing for a while, then this book is really too shallow to be of any real use, and not the sort of thing you would keep as reference.

If you’re still really keen on this book, then I suggest you look for it second hand or borrow it from a library.
Customer Review: A simple but powerful strategy
I bought this book and ‘Beating the S&P with Dividends’ that cover the same topic. Rozann’s presentation was much better in laying out the strategy and the concepts behind the strategy. The only drawback with the book is that the data on stocks listed in the book are a little dated. However, the strategy is the most important part of the book. You can always find up-to-date stock/company information on the Internet. It is a good fast read and I have applied the strategy to my IRA stock holdings.

The ‘Beating the S&P with Dividends’ has more up-to-date company information and various stock lists with different focuses. I used the information for both books to make changes to my stock holdings.

America’s 100 Best Places to Retire: The Only Guide You Need to Today’s Top Retirement Towns

November 18, 2008

America’s 100 Best Places to Retire: The Only Guide You Need to Today’s Top Retirement Towns This book blends highly readable personal accounts with essential statistics on climate, cost of living, taxes, housing costs, crime rates, and health care.
Customer Review: I can’t afford to move there
This is a book with an underlying assumption that may not be correct. Stay where you are and make the best of it. I did.
Customer Review: BETTER CHOCIES AVAILABLE
While interesting this book leaves a little to be desired. A Better choice would be the newest edition of PLACES RATED.

Retirement and Retirement Plans (Reports)

November 18, 2008

Retirement and Retirement Plans (Reports)

American Bar Association Legal Guide for Americans Over 50: Everything about the law and Medicare and Medicaid, retirement rights, and long-term choices … and your parents (American Bar Association)

November 18, 2008

American Bar Association Legal Guide for Americans Over 50: Everything about the law and Medicare and Medicaid, retirement rights, and long-term choices … and your parents (American Bar Association)

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