You’re Retired Now What: Money Skills for a Comfortable Retirement (Wiley Personal Finance Solutions)
February 22, 2008
You’re Retired Now What: Money Skills for a Comfortable Retirement (Wiley Personal Finance Solutions) Plenty of books tell you how to plan for retirement. This book tells you how to manage it once you are there.
Retirement: A time in your life when you should be kicking back and relaxing on a sandy beach or a golf course, without a care in the world. Right? Well, these days it’s a bit more complicated than that. With Social Security and Medicare hanging in the balance, questions and uncertainties abound: Will you have enough money? Will you need a part-time job? Do you have adequate health insurance? Here is the road map you need for a comfortable, stress-free retirement—complete with sandy beaches, if that’s your preference. Ron and Murray Yolles, a father-and-son team who have advised retirees on money matters for fifty years, provide a solid, down-to-earth plan for a successful retirement, covering everything from the best investment strategies to maximizing retirement plans and IRAs.
“Will your money last? This book helps make sure it does for the millions of Americans entering retirement, answering this key question and many more in an easy-to-read, friendly way.” —Jean-Marie Eveillard, President, SoGen Funds.
“You’re Retired, Now What? is a great read to help clear one’s mind of all the conflicting financial advice that exists today.” —David Herro, CFA, Partner, Director of International Equities The Oakmark International Funds.
Customer Review: Author Review Update
Published in 1998, the 4 model portfolios in the book, and the methodology for constructing them, held up extremely well from 1998 – 2006. Most of the advice and strategies are long-term in nature and not effected by changes in tax and pension legislation.
Customer Review: Needs to be updated.
The material covered is very well done, however being published in 1998 there are a lot of changes to Social Security and the tax laws that need to be included in a book such as this. In the authors’ defense they do provide references for obtaining the latest updated material, but it’s a bit of a hassle to have to test the suggestions in this book against the revised material. Of course, a retired person should have ‘fun’ doing exactly that!
Securing Your Wealth: A Complete Guide to Retirement Investing
February 22, 2008
Securing Your Wealth: A Complete Guide to Retirement Investing Securing Your Wealth covers the investment options and issues facing individuals today. The book examines the intricacies of estate planning, retirement planning, long-term care, investment management and business succession planning.
Customer Review: Concise guide to investing for retirement
This is a no-fluff, concise guide to financial planning for retirement, written by someone who does this for a living. It is brief, hard-hitting, to the point. I admire the author for not filling it with generic fluff. There are valuable tips in it — such as pros and cons on converting a regular IRA to a Roth IRA. If you are within 10 years of retirement, this is a worthwhile buy.
America’s Best Low-Tax Retirement Towns: Where to Move To, and From, to Slash Your Taxes in Retirement!, Second Edition
February 22, 2008
America’s Best Low-Tax Retirement Towns: Where to Move To, and From, to Slash Your Taxes in Retirement!, Second Edition This book ranks and profiles 170 top retirement towns and major metropolitan areas according to tax burdens places on retirees. The authors identify the best tax heavens and the worst tax hells.
Customer Review: Very Helpful
There are two key words in the title to this book which to those considering retirement are a must: “Low-Tax”! If for some reason you missed that pitch maybe the second clue as to whom the book might appeal to is those on fixed incomes; ie. those who haved retired. Because we all know that taxes are an item over which we have little control, it behooves us to find a place we can stand to live that also might be a “tax heaven” instead of a “tax hell” to use terms supplied by the authors. I found that definitive term well applied by the authors but would not necessarily agree as to their choice of the best places to live in the states which have low tax rates. This book determines places with low taxes based on the things which the average joe pays taxes: personal and real property, income, purchases. Some web sites such as the one produced by the Tax Foundation of America base their ratings on “per capita income” of all taxes, including business taxes and thus don’t accurately reflect how individual tax rates might affect the retiree. This book avoids that trap. Now if you can afford to purchase a home in these “tax heavens” you are really set. Remember people who have retired have fixed incomes from pensions, social security, personal savings (IRA’s,etc.) and so on. They have to limit governement access to those funds. States with NO income tax certainly have to be a place to start.
Customer Review: disappointed
The authors, due to space considerations, do not include the nature and source of incomes used for their comparisons. Without this information, how can one determine if they fit the profile used.
Without knowing the amounts of various sources of incomes used,
I find the book of little use.
Welcome to the Rest of Your Life: A Guide to Worry-Free Retirement
February 22, 2008
Welcome to the Rest of Your Life: A Guide to Worry-Free Retirement
A New Contract for Retirement
February 22, 2008
New directions in retirement security policy: Social security, pensions, personal savings and work : hearing before the Committee on Finance, United States … second ssession, June 11, 1998 (S. hrg)
February 20, 2008
One Bad Week: A Cop’s Retirement Plan
February 20, 2008
One Bad Week: A Cop’s Retirement Plan
Retire Rich With Your Self-Directed IRA: What Your Broker & Banker Don’t Want You to Know About Managing Your Own Retirement Investments
February 20, 2008
Retire Rich With Your Self-Directed IRA: What Your Broker & Banker Don’t Want You to Know About Managing Your Own Retirement Investments In recent years many smart investors have exited the stock market because they have essentially lost control of their investments. They have relied on the advice and skill of their brokers, bankers, and financial advisors. Many retirement accounts have dwindled or not increased. Fortunately, there is a great but little-understood alternative: the self-directed IRA. This new book will teach you how to turn your IRA into a wealth-building tool that you control 100%! Take control of your investment future, and make sure your investments are performing for YOU, not someone else. Why haven t your banker and broker ever told you about this new IRA? Because they will no longer make any money on your retirement account! New IRS regulations and the new self-directed IRA make it effortless to build up and keep hold of IRA money. Inside this new book you ll find out how to benefit from the new IRS rules and how to stay away from problems. With a self-directed IRA you can purchase real estate, buy a business or franchise, invest in high-yield mortgages and notes, invest in tax liens and foreclosed homes, manage property purchased by your retirement, rental property, ocean-front property, lake-front property, probate property, commercial property, REO property, tax-lien property, repossessed property, foreclosed property, apartment communities, and storage facilities. You can invest in stocks, bonds, mutual funds, or virtually any investment allowed by IRS regulations. The self-directed IRA lets you act as your own investment manager. We will show you how to set up your account with a custodian or IRA administrator to deal with the day-to-day activities, such as depositing contributions and executing and settling investment transactions. It s easy, fun, and puts you back in control of your retirement account. Retire Rich with Your Self-Directed IRA combines essentials, insight, and insider secrets to secure a financial victory after retirement. **Award-Winning Finalist in t
Customer Review: Successful Retirement Planning – Knowing the Right Questions to Ask
One of the main goals of author Nora Peterson, in the publishing of this book, was to share information in an easily understood format to increase the awareness of the multiple options available to retirees and future retirees when considering how to invest and protect hard-earned money accumulated over a lifetime.
The book addresses a wide range of critical aspects to be considered when planning for a long-term retirement. It touches upon subjects we have heard about, some that we haven’t, and yet others that should be considered when planning for our future and those of our heirs.
Taking control of our financial future
* Movement of retirement funds into a self-directed IRA
* Understanding the roles and responsibilities of an IRA custodian, trustee, and administrator
* Creating a team of professionals to maximize income-producing opportunities while effectively managing risks – especially as it pertains to unnecessary tax penalties which can and should be avoided
Non-Traditional IRA investment options
* Real Estate
* Purchase and sale of mortgage notes
* Owning a business within an IRA or participating in a business partnership
* Buying precious metals
Managing distributions from our IRA
* Circumstances permitting withdrawals prior to age 59½ without paying a 10% tax penalty for early withdrawal
* Withdrawals to pay for health insurance when unemployed, without incurring a tax penalty
* Withdraw $10,00 to purchase a first home for a child, grandchild, or parent without penalty
Asset Protection and Stretching Your IRA
* Designation of a single beneficiary; and
* Designation of multiple beneficiaries to minimize tax risks
Getting to the “point” according to Nora Peterson:
“The point is getting through this life with the maximum comfort and security you can arrange and ending up with at least a little left over when you’re finished.”
That is our intended goal, isn’t it?
Customer Review: Retire rich with a SELF directed IRA
Written simply, easy to understand, after 3 other books, this is the one! Just do it! You can buy and sell real estate, etc and put the profit back in and not pay taxes – follow the rules!
You can do it!
A compilation of federal labor laws: Employee Retirement Income Security Act of 1974 (with recognition plan no. 4 of 1978 and other selected provisions) as amended through May 1, 1991
February 20, 2008
National Directory of Retirement Facilities
February 20, 2008
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